Deciding where to invest your hard-earned money is one of the most important decisions that any adult will make. Unfortunately, however, it’s also one of the least prepared for. While millions of people across the world invest their money in well-prepared stock options and equity investments, millions more invest without a thorough understanding of how… Continue reading Investing in Mutual Funds
Author: Connie Fernandez
Commodity Index Funds
The market has, for the last few years, been based around hedging against inflation. With the dollar dropping to levels many had never expected to see, and a variety of new measures coming out with the potential to push its value downwards even further, many investors are looking at commodities as a potential hedge opportunity,… Continue reading Commodity Index Funds
How Do Annuities Pay Out
Once you reach the second part of your annuity, called the distribution phase, new questions will arise. Annuitants want to know how and when annuities will pay them and what percentage, if any, will go to taxes while they are saving and inevitably withdrawing. Luckily, the options and variables involved in these concerns are straightforward… Continue reading How Do Annuities Pay Out
Fundamental Analysis
Hail to all you financially interested readers!! Initially, I managed to post one financial article on a weekly basis but lately, I have been sidetracked with the thrill of finding the right job for myself. I also want to thank ALL of you for visiting my financial blog, created with the help of my super… Continue reading Fundamental Analysis
Glossary of Terms
It is very hard to understand a new subject unless you know the basic vocabulary used when talking about that subject. Here we have provided a glossary of words and terms used in the mutual fund industry. 12b-1 Fee – Named after the Securities and Exchange Commission ruling that permits mutual funds to pay certain… Continue reading Glossary of Terms
Financial Planning Software Made Easy
When it comes to money management, there are basically 3 different ways you can track your financial planning. You can use a software program, design an excel spreadsheet, or use a notebook and pen or pencil. Notebook and Pen or Pencil Using a notebook sounds basic and simple, especially if you easily get confused with… Continue reading Financial Planning Software Made Easy
Americans in Retirement
Here’s a stark reality. The typical household family that is nearing retirement has an average of $111,000 in combined retirement accounts. Maybe that sounds pretty good, but it’s only $500 a month. That’s barely going to buy your groceries let alone pay for other thins like food, transportation and other necessities. And if you’re a… Continue reading Americans in Retirement
12 Ways to Achieve Financial Freedom
Many people aim for achieving financial freedom. Enough Investments, savings and cash in hand to offer a suitable lifestyle for yourself and your family. Also will let you exit or hunt the career of your choice to earn a certain amount every year. Sadly, only a few achieve it. As many people are loaded under… Continue reading 12 Ways to Achieve Financial Freedom
How do you attract more abundance and wealth?
Only people who feel themselves wealthy and not worrying for money area, can allow money effortlessly. Because you have in mind to get richer and to feel this exercise you will begin to feel more and more effortless.Here are some tips to take to get started here. 1. Enhance your relationship with moneyThe key is… Continue reading How do you attract more abundance and wealth?
How To Buy Stocks
Learning how to buy stocks at the correct point in an uptrend is the key component to consistent and profitable investing. Once you know how to identify the correct stocks and the optimum purchase price – making profitable investment choices become more mechanical, much more predictable, and certainly more enjoyable. No longer will you need… Continue reading How To Buy Stocks